My sisters just back Hong Kong trip, they stayed at there for 4 days 3 nights. They spend quite a lot there...Since HK life style very high, 1.5little Mineral Water would cost at least HK6.50(Around RM3 in Malaysia). Petrol price is HK16 (Around RM8), haha............should we feel we are lucky since our petrol price just cost RM1.52 in Malaysia....haha!
Government always said "Our petrol still is the cheapest in Asia" when they want to raise up the price of petrol....Just make your all feel better about it la!
After I calculate about my financial plan...If want to go for a Malaysia trips, at least need to save for half year. If going for oversea like Thailand, then have to save for one year ++. You all might wonder why such a cheap trip needs to take long time for planning and saving.....
For example, if let say in the end of the year, you manage to have an amount of saving, are you going to take part of the saving for trip? or you might start to save another portion of money few months before the trip? Which one would be the better way.....depends you all...Anyway, I think the second way would be better because at least you will have a target and you wont simply spend on anything...right?
If you same like me as fresh graduate, earn a little...and spend a lot. What you spend is more than what you earn...or another way is when near to end of the month, no more money left...right? Why? It is because you don’t know where the money you spend on...!!!
Financial plan is no about how much you earn, but is more to how much you plan for spending. Earning money is a slow process, spending money is a fast process...If you really want to count for how much money do you really need for you to stay alive until 75year's old after you get retire (Estimated 50 years old), every month you spend 3K(Current value), you would need around 4Millions to cover your life(If you plan not to depends on anyone else), believe me or not? It depends on you...
Leave me a comment about what you think about it, TQ!
Monday, July 25, 2005
Friday, July 08, 2005
Last update, 27 Jun....
A long silent here...If wanna to tell all the story from the last update until today, it must be a long boring story...Anyway. Just talk about today.
On the way back from working place, I will have to pass through the road in Taman Tasik Perdana(A torist place which near to Petaling Street, inside this Taman got bird park, deer park, butterfly park, various type of parks are available here). When I was driving the car in that Taman, I saw many monkeys are "blocking" my way...No choice...I have to really slow down my car speed, and let some of the monkeys to across the road first.
Of course I have to do so!! There is a sign board "Monkey has the right to across road". There is around 20monkeys trying to across the road, big one, small one, old one and young one.... Last time i remember I saw a TV show about the monkey life style. Monkey is the type of animal which always be in group and together. Among the community, there will be a monkey be the leader or the "King". You might think what so special to be the "King".
Wow......the "King" got the priority to enjoy the food before other monkeys do so. Anyway, if lets said there is a monkey from another area wanted to join that particular monkey team and the king doesn’t allow, he can still have the chance to fight with the "King". If he able to win the "King", he will be the replacement for the existing "King".
Isn’t that sounds a bit interesting? Well...one thing i feel curious is if let said we transfer 2 Malaysia monkey to oversea, are they able to communicate with other country's monkey or not...wonder....
Haih...today almost hit a car which brake urgently in front of my car...bad....luckily I just service my car's brake last week.....
On the way back from working place, I will have to pass through the road in Taman Tasik Perdana(A torist place which near to Petaling Street, inside this Taman got bird park, deer park, butterfly park, various type of parks are available here). When I was driving the car in that Taman, I saw many monkeys are "blocking" my way...No choice...I have to really slow down my car speed, and let some of the monkeys to across the road first.
Of course I have to do so!! There is a sign board "Monkey has the right to across road". There is around 20monkeys trying to across the road, big one, small one, old one and young one.... Last time i remember I saw a TV show about the monkey life style. Monkey is the type of animal which always be in group and together. Among the community, there will be a monkey be the leader or the "King". You might think what so special to be the "King".
Wow......the "King" got the priority to enjoy the food before other monkeys do so. Anyway, if lets said there is a monkey from another area wanted to join that particular monkey team and the king doesn’t allow, he can still have the chance to fight with the "King". If he able to win the "King", he will be the replacement for the existing "King".
Isn’t that sounds a bit interesting? Well...one thing i feel curious is if let said we transfer 2 Malaysia monkey to oversea, are they able to communicate with other country's monkey or not...wonder....
Haih...today almost hit a car which brake urgently in front of my car...bad....luckily I just service my car's brake last week.....
Monday, June 20, 2005
Monday morning...
Everyday feel lack of sleep...I heard my friend who is also apiitian, his final year project submission due on today. Back to my experience, college life is enjoyable. In another way round it also can be the nightmare. If you ask me do I want to study further in future, I think mostly I won't.
Recently feel no time....no enough time for sleep, no enough time to wash my car....Today didn’t drink any coffee, that's y..... Later I must order one during my lunch hour. A short blog for today. It is because nothing special happen in last few days.
Recently feel no time....no enough time for sleep, no enough time to wash my car....Today didn’t drink any coffee, that's y..... Later I must order one during my lunch hour. A short blog for today. It is because nothing special happen in last few days.
Sunday, June 12, 2005
Work for saturday
This week is a busy week...working everyday, even Saturday also have to work for full day. One thing luckily is no traffic jam for Saturday morning. If you reach KL at around 10am, then it will be another story. My colleague said the road full with the cars, and most of the car's driver is youngster, haha! All of them are so lucky; no need to working already can drive the big car. I am still paying the car loan for a second hand proton saga, such a pity, haha!
Working on Saturday, when reach home at night still though it is just a Friday night. All the government department also on leave last night, 1sst and 3rd week Saturday declared as holiday. Then, 1st Saturday was the public holiday. Our smart government just brings toward that public holiday and declares it was another holiday for government employee on yesterday.
I was really felt curious about it, Saturday government departments all closed. Most of our citizen was only free on Saturday or Sunday. As conclusion, only one day which is 25Jun is available for everyone to settle their government issue. So, is that a must for the people to go on leave on working day just to settle one or two government documents?
Let’s give an example, a family who got few kids. Only one man is working in that family. What he going to deal with government is about apply or renew all kind of taxes including road tax, EPF, Sosco. In addition with the registration to apply identity card for all the kids, after apply it have to wait for few more weeks and go there again to collect it. So, totally how many days of holiday he should take just for settle the government legal issue? In addition, there might be also the condition where the person might not free on that particular Saturday, later also he has to settle his personal stuffs like bank accounts (just in case he don’t know about online banking), electricity, water, phone bill….who knows later if he got the “Saman”, then he also has to pick a good time to purposely go police station or Majlis Perbandaraan to settle it.
Recently, there is a new about government consider to make the government employee working for 5 days per week. It is not a good SOLUTION. If do so, how are we going to settle our personal documents? Well, I would said this because you might think “I am not working under government”, no wonder I could say this.
Ok, why not just make it like let’s them working on Saturday and Sunday but….give them other holiday such as other working days. Oh, ya! Their kids have to go school so they won’t have free time go out with their kids. O well, let us gives this question to government. If I am going to help them think about it, there is no necessary for them to exist anymore in this country.
Working on Saturday, when reach home at night still though it is just a Friday night. All the government department also on leave last night, 1sst and 3rd week Saturday declared as holiday. Then, 1st Saturday was the public holiday. Our smart government just brings toward that public holiday and declares it was another holiday for government employee on yesterday.
I was really felt curious about it, Saturday government departments all closed. Most of our citizen was only free on Saturday or Sunday. As conclusion, only one day which is 25Jun is available for everyone to settle their government issue. So, is that a must for the people to go on leave on working day just to settle one or two government documents?
Let’s give an example, a family who got few kids. Only one man is working in that family. What he going to deal with government is about apply or renew all kind of taxes including road tax, EPF, Sosco. In addition with the registration to apply identity card for all the kids, after apply it have to wait for few more weeks and go there again to collect it. So, totally how many days of holiday he should take just for settle the government legal issue? In addition, there might be also the condition where the person might not free on that particular Saturday, later also he has to settle his personal stuffs like bank accounts (just in case he don’t know about online banking), electricity, water, phone bill….who knows later if he got the “Saman”, then he also has to pick a good time to purposely go police station or Majlis Perbandaraan to settle it.
Recently, there is a new about government consider to make the government employee working for 5 days per week. It is not a good SOLUTION. If do so, how are we going to settle our personal documents? Well, I would said this because you might think “I am not working under government”, no wonder I could say this.
Ok, why not just make it like let’s them working on Saturday and Sunday but….give them other holiday such as other working days. Oh, ya! Their kids have to go school so they won’t have free time go out with their kids. O well, let us gives this question to government. If I am going to help them think about it, there is no necessary for them to exist anymore in this country.
Tuesday, June 07, 2005
Click here (The picture is removed because of some apperance bugs in blogger...)
This is my desktop screen cap!!!
This is my desktop screen cap!!!
A new look
A new look give a new refreshment...feel a bit bored, so just change my desktop into a new look by using "Talisman Desktop" and "RKLauncher". Above is the screen capture of my current desktop.RKLauncher give the ability the same apperance of the taskbar as what you can see from Mac OS. Cool Cool.....Although I used to optimize my window performance with disable all the apperance effects....Maybe today just wanna to have a new look....
Who knows one day, when I start to feel the speed of the window is slow, then i might restore it back as how it looks last time....hehe! You might give a try on "Talisman Desktop", it is a bit different than "Windows blind", just use a little resources...arouund 14mb+-, whereas about the RKLauncher, although it just a small task bar, the resources it used can 22mb, hahaha!!!! DUN BOTHER IT as long as it looks cool!!!
Who knows one day, when I start to feel the speed of the window is slow, then i might restore it back as how it looks last time....hehe! You might give a try on "Talisman Desktop", it is a bit different than "Windows blind", just use a little resources...arouund 14mb+-, whereas about the RKLauncher, although it just a small task bar, the resources it used can 22mb, hahaha!!!! DUN BOTHER IT as long as it looks cool!!!
Sunday, June 05, 2005
Sunday night
Today is another Sunday...maybe some of you might figure out why I didn’t update my blog recently? Why? Busy...of course! And also got one more issue which is lazy, haha!
Recently didn’t contact with friends, the most things maybe just go online and chit chat with friends to get knows about them. I also wonder this kind of life will be continuing until when? Time passing very fast....really! Especially when you are busy...Not included when you are lazy...because i know you wont feel the time moving fast when you are lazy, haha!
Well....I will try to update the blog as long as when I feel got something to write, hopefully can write it everyday....I try, I will give a try.
I remember Bill Gates said this before "If you don't do it now, it will be late soon". I tried to apply it into my life...It is because i knew it will give me a guidance to do something when i feeling lazy.
Recently didn’t contact with friends, the most things maybe just go online and chit chat with friends to get knows about them. I also wonder this kind of life will be continuing until when? Time passing very fast....really! Especially when you are busy...Not included when you are lazy...because i know you wont feel the time moving fast when you are lazy, haha!
Well....I will try to update the blog as long as when I feel got something to write, hopefully can write it everyday....I try, I will give a try.
I remember Bill Gates said this before "If you don't do it now, it will be late soon". I tried to apply it into my life...It is because i knew it will give me a guidance to do something when i feeling lazy.
Tuesday, May 31, 2005
Graduation
Finally we know we are not student anymore..... Jealous to see the students can enjoy their school holiday now, whereby we all have to working everyday. Luckily next week monday holiday, no need go to work! Hurray! So what am I going to do at home next monday? Maybe sleep at home? Or play pc? Or...don’t know le! A lot of things need to settle, have to send the car to service. My car's mileometer not moving at all, I also don't know how fast my car when I am driving. Anyway, I can estimate the car’s speed just by seeing other car. If my car moving almost same as them, then…….it is consider standard speed. If I am faster than all of them, it means I am over speed, haha!
I already watch Star War. Comment? Soso la……just wonder why they still using the Lightsaber(the traditional weapon of the Jedi) instead of Blasters(It is same like the laser which is particle beam weapons, it fire a "bolt" of energy). When I start to do the research on the laser weapons. From one of the web site, it said “In Star Wars, the laser weapons are not really laser weapons at all. These weapons, called blasters, actually shoot excited gas coupled with light, which is focused by prismatic crystals and by passing down the length of the barrel.” Haha! So funny! If you wanted to know more about the weapons in star war, feel free to visit this web site.
I am curious about why the lightsaber is more powerful than the blaster. You can imagine about a samurai using a “Katana” to block all the bullets from the gun, haha!
I already watch Star War. Comment? Soso la……just wonder why they still using the Lightsaber(the traditional weapon of the Jedi) instead of Blasters(It is same like the laser which is particle beam weapons, it fire a "bolt" of energy). When I start to do the research on the laser weapons. From one of the web site, it said “In Star Wars, the laser weapons are not really laser weapons at all. These weapons, called blasters, actually shoot excited gas coupled with light, which is focused by prismatic crystals and by passing down the length of the barrel.” Haha! So funny! If you wanted to know more about the weapons in star war, feel free to visit this web site.
I am curious about why the lightsaber is more powerful than the blaster. You can imagine about a samurai using a “Katana” to block all the bullets from the gun, haha!
Wednesday, May 25, 2005
Sleep, Coffee, and Money?
Everyday sleep at around 10:30, wake up at 6:30 morning. How come still feel so sleepy??? really wonder why!!!
8 hours......no enough. 7 hours, still ok! 6 hours....although sometimes i did so. And then the following morning will drink a cup of White Coffee (in a 3 in 1 pack, must choose the brand "OLD TOWN"!) Watch out! Own town got several type of FAKE old town, some manufacturer using the similar outlook and sell it in a cheaper price, of course the taste won't be the same la, haha! Nice nice, if you like about coffee, just go to the big supermarket and buy it. Cost around RM11 per big pack.
I was thinking to get a digi camera....look at my wallet, going to cry. No money liao, some more still got one more week until the salary out, haha! Common case, it suited to fresh guaduate! Just kidding! At least must force ourselves to save some money into the bank! Of else no planning for future...continuing be poor. Never mind lo, if no money then drink cofee lo!
8 hours......no enough. 7 hours, still ok! 6 hours....although sometimes i did so. And then the following morning will drink a cup of White Coffee (in a 3 in 1 pack, must choose the brand "OLD TOWN"!) Watch out! Own town got several type of FAKE old town, some manufacturer using the similar outlook and sell it in a cheaper price, of course the taste won't be the same la, haha! Nice nice, if you like about coffee, just go to the big supermarket and buy it. Cost around RM11 per big pack.
I was thinking to get a digi camera....look at my wallet, going to cry. No money liao, some more still got one more week until the salary out, haha! Common case, it suited to fresh guaduate! Just kidding! At least must force ourselves to save some money into the bank! Of else no planning for future...continuing be poor. Never mind lo, if no money then drink cofee lo!
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