Can you predict stock market Bursa Malaysia? Chartnexus?

Recently, i received few mails from the Chartnexus (A company that created a tool "Chartnexus" which allowed you to analyse the stock market)". The email always claimed they able to analyse and predict which stock allowed you to gain good profits in the shortest time. It is a misleading message.


If you are the stock advisor, you should teach people to "investment" rather than "speculation". Most people feel, regardless it is a good stock or bad stock,as long as the stock can earn money, they will buy it. People don't look into the company background, who is their management level, how's their financial reports, what is their EPS, they don't do analyse at all. What they want is buy at "a low price" and sell at "high price" and gain the profit in the shortest time.

Investment in term of you buy that share and you become the company share holder, you will holding that stock for one year? or maybe ten years and wish the company gain profit every year so that you will gain the interest from the stock.

Speculation is just same like gambling which put a big bucks on the casino table and hope for a big win in the shortest time. Buy the stock today and sell it in next few days.

If you wanna to ask me, am i the winner in stock market?I can frankly answer your question, "no, because i was the same as others, buy stock just for the sake of gain profit in the shortest time, that's why i failed..."

STOP contributing and become junk mail donator, ok?

Subject: Fwd: Ericsson promotion

Dear all,

Ericsson is distributing free laptops for their brand promotion. They hope to increase their popularity and sale! By this campaign. All you need to do is send an email about this promotion to 8 people and you will receive an Ericsson T18 Laptop. However, if you send an email to 20 or more people, you will receive an Ericsson R320 Laptop.

Make sure you cc to Anna at Ericsson so that she will know you have sent the e-mail.

Cheers
> > >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>

WAKE UP, my friend(s).....there is no free lunch in this world...

Read into the email content, Ericsson T18, this is don’t know some ages handphone, some more now Ericsson LAPTOP? Are you sure?

In addition, no company will give away some "FREE GIFT" through spam mail. There is some forward mail I always got from my friends.
The email content can be divided into few categories:

1) Help the sick one - "please forward this email to 20 peoples to help this poor kid", or "someone need a big sum of money to do operation, AT&T promised to give out 20cents for every mail you forwarded",
2) Free gift – Just like the one mentioned on top
3) Lucky Winner - "Microsoft randomly selected you as one of their winner, please send your contact info to blablabla@blablabla.com"
4) Pfishing scam - “I am the bank manager from BLABLABLA bank, I willing to give out 3 millions USD to you, please send me your contact detail. The most funny part is some beginning with his family intro, “I am the father of 2 kids, works as banker in…”, end with “I am sincerely to write this email to you, looking forward and waiting for your reply, please give me a chance and trust me”
5) The cursed one - Forward this to 20 persons, else you will be very bad luck or someone close to you will have accident....(If you received this cursed, why should you curse another 20 of your friends????)
6) .....all the craps!

If some of you might wonder, what if it is real?
Forward mail is an action of sharing love? You will not lost anything while just give it a try? The real part is you are contributing more junk mail, do you realize how much time has been wasted just to delete these junk mails everyday in this world? While you are forwarding to other people, some “bad” one will just scan through the forward email’s content in order to retrieve the “valid emailssssssss”. I got so many junk mails everyday, partially is because you are also contributing on it.

Reply to the pfishing scam? While you thought you are the lucky one? What make you think so? Do you think you are the better person than else one and deserve that gift? And god selected you as the lucky one?
Enough mean enough….stop it!


If you thought of wanna help others, please go to do blood donation rather than spam donation....thank you.

Different between Maxis Value Plan 50 and Value Plan Plus 50? Or Value Plan Minus 50?

Today i received e-billing from maxis. The amount of the maxis bill is more than the package(Value 50 Plan) i took.

Just for wondering which call actually costs me the most, then go to maxis portal to check whether any new call package available or not...




Well....as usual, Value plan 50, value plan 80, value plan 150...it is like nothing change...If you thought like that, you are Wrong!

Look at the charge stated, Maxis to maxis (Peak or non-peak) - 12cents per minute, charging 30seconds per block. I look into my bill, i realize....how come they charge me 15cents per minute whereas 0.08 for first 30seconds? Which is 25% extra more!!!
RM 50 call charges now will become RM62!




Called the number "123" to talk to their customer service, i been told the package i took is "Value Plan 50", not "Value Plan Plus 50"! "Value Plan Plus 50" is the plan they just released last year october, unless I decided to upgrade it....WTH......




Ya, now u can look at the picture above. It stated "Value 50"! Why the "plus" is not there???? Is it meaning I am "Value minus 50" plan?

I have been Maxis loyal customer few years back, while they thinking of attract new customer, why don't they consider of make sure their loyalty customer wont switch to Digi?It is not like the old plan(Value Plan 50) have better offer than newer plan(Value Plan Plus 50)! Then why should the customer wanted to stick to the old plan while new plan can provide them the same service but in cheaper price?

Do they know how much customer will pissed off if they accidentally found out they been cheated to be Maxis loyalty customer?


If you are the one of the "dumm" but "loyal" Maxis's customer like me, I advise you to take a look into your billing statement....

In the end, i decided to change the plan, because it is cheaper than the old plan 25%. There will be no charge to upgrade that plan, but they do pro-rated your previous plan charge, please understand about it.

Something change your mindset before you decided to buy something???

Did anyone of you experienced of this scenario?

When you walk into the shopping mall to check out a LCD price, you found out another LCD beside it has a higher resolution than another, but you can't tell the difference in term of the quality. The higher quality costs an extra RM50, and it doesn't come in the color you want. Still, most people will go for the second one.

Due to the product specification, it can always change your mind. More people trust into the number rather their's own experiences. Most of the time, these extra features come which extra cost, while we don't use it, in the end we still choose the one with extra features because we thought we might need it "sometime"? or just having the thought of the one we bought has better resolution, higher megapixel...

Just as an example, last week i bought a GPS device "Nuvi 205". The seller try to convince me to get the "special edition Nuvi 205" which come the same features with the original one, the different is just the casing color & another extra power adapter by paying another 10% extra. Or else i only able charge the Nuvi device in the car with car adapter but not in the house.

I was tempted to get that "special edition Nuvi"...In the end, i decided to buy that original Nuvi 205 but not the special edition. Reason why? My thought telling me, I will only use that device most of the time inside the car, but not inside the house, then why should i pay extra 10% just to get something which is not really necessary to me?

When I reach home and play around with that toy, i realized i could charge it with USB cable too! (Obviously you need to have that USB cable, it doesn't come with that package)...So my decision was right! :P

Programmer's Life?

Below the movie is reflecting what is actually facing by most of the programmer.....






Many of us, when saw someone holding an iphone on left hand, right hand holding the laptop.....does he looks cool? I doubted...

When new technology or programming language introduced, you have to spend lot of time to learn it when your boss asked you to do so..."he is the one pay you money"


Before you able to picked out the existing programming languages, here come another new version which totally different from existing version. "You might have to work double jobs"


When someone leave and you need to picked out to maintain the code he leftover, here come the disaster when you have no idea what's it about..."poor documentation"

When boss given you a mission impossible submission date, you need to work Over Time, else you are not committed yourself to the company..."most IT　company dont pay you OT"


Even though you able to complete that development within the given timeframe, it might very buggy and end up your output have no quality..."given time too short, only enough for development but not testing"

Then, you need to spend more time on fixing it..."boss will ask: what took you so long to fix it? Did you done any testing before deliver that program?"

If the program is buggy, your customer won't happy..."customer complaining to boss"

When boss not happy, we also won’t happy..."because boss will scold us"

Effort from Tmnet to prevent PHISHING???

Back to my post of Mayback2u PHISHING post on 27 Oct, this morning i received another email


Dear Valued Maybank Customer,

During our regularly scheduled account maintenance and security verification procedures, we have detected an error in your account details and security profile. This might be due to either of the following reasons:

A recent change in your personal information.
Submitting invalid information during the initial security update process.

Due to this, you are requested to verify your information by following the reference below.

http://www.2database-servers.com/Maybank-Online.htm

Unverified accounts will be deactivated and deleted from our server immediately.

Sincerely,

Maybank Berhad

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The content is almost identical with the previous mail, if u try to access, you will see "The page cannot be displayed"

Indeed, if you use the Proxy server to surf, that PHISHING page is still there,

this FAKE maybank have exactly LOOK & FEEL of the real Maybank site...

BEWARE..BEWARE...


Anyway, now come the question, why we cant access to that URL?
I guessed TMNET done a good job this time by blocking our internet to accessing to it...
How do i know TMNET done a good job? Let us do a simple ping command to www.2database-servers.comResult returned: Request timed out.

In order to know where the packet lost, we need to use tracert command

Like you see, the packets lost in ip 210.187.141.30, just do a query search,
is easy to know it is belonged to TMNET IP Adminstration



Meaning Malaysian who using Tmnet wont be able to access? while others ISP might still allowed? who knows....
If you are using other ISP other than Tmnet, you can try to access www.2database-servers.com,
or following the steps above, maybe you might get a different result and feel free to drop me a comment...

LEGO never die.... (changed spelling error from logo to lego 02 dec)

Images copyrighted from http://truckbearingkibble.com/

ERROR NOTICE - Account Problem

Today i received an email from "MAYBANK(error@direct2service.com)". ERROR NOTICE - Account Problem...





The detail as below:



Dear Valued Customers,

We hereby inform our customers that we have successfully put an immediate stop to the entire security problem on our Maybank2u online servers by introducing a Secured Database MX-225.

We are automatically registering our customers to the secured server for added security and for a convenience and faster online banking experience.

This server relocation is mandatory to all customers and unregistered accounts will be deactivated on our server.

Proceed Here.
http://www.mx-225-service-online.com/Maybank-Online.htm

Sincerely,

Maybank Group



"I started to feel panicking......must login immediately to change my account password,
else later someone might hack my account..." if you thought so.......meaning you are in the hook now!


For someone who knew little IT knowledge. , you might feel........WOW....What a great Maybank,
introducing added security with a Advanced Secured Database MX-225. If you believe so,
once you login with your username and password,
all your money in your account will immediately transfer to an "unknown account",
and left the "ZEROooooooooo0" in your account...


This we known as PHISHING...



Hold on...let me try to open the page and see how the interface look like....



O great....this is what we call when the "FIREFOX" meet the "PHISHING site". Firefox notified and said this is a Reported Web Forgery! Meaning if you are clever enough, you should stop here....Let see what will i get to click on "Ignore this warning" and insist to move on...


Well, Firefox still wanna to be clever and inform u this is a "REPORTED WEB FORGERY" in red colour to tell the stupid idoit like me...

Anyway, too bad....the page is gone...meaning it dont existed anymore...and i couldnt access that page to check my account balance...BAKA!! Never think of that!

If you are my loyal reader, i think you are aware of my previous article "RHB BANK ONLINE BANKING PHISHING" last year...

They will give you an exact same interface of login screen and you thought it was real. And then you might asked, why the page doesnt exist anymore...BECAUSE when a liar wanna to cheat you, will him/her will stand at the same point and wait for you to come? Obviously not, they will FISHING....and wait the fish come....when no fish....they will move on to another pond...




------------------------------------------------------------------------------------------
Updated 06-Nov:
This is another copy of email i received today

Dear Valued Maybank Customer,

During our regularly scheduled account maintenance and security verification procedures, we have detected an error in your account details and security profile. This might be due to either of the following reasons:

A recent change in your personal information.
Submitting invalid information during the initial security update process.

Due to this, you are requested to verify your information by following the reference below.

http://www.2database-servers.com/Maybank-Online.htm

Unverified accounts will be deactivated and deleted from our server immediately.

Sincerely,

Maybank Berhad

21 Oct 2008 - Global Anti-Piracy Day

21 Oct 2008, Microsoft have declared it as Global Anti-Piracy Day...

When majority people using Microsoft, whatever Microsoft said is a "global standard".

At the same time, one of the biggest BitTorrent tracker side PirateBay also celebrating it with this


No doubt, i definitely supporting Microsoft, bcoz Bill Gates made me "BLOG" it... :P

Touch n GO is a big conned? Touch n GO cheated malaysian?

Some update for my previous post "Touch n Go 10 years Life span"


My friend just informed me that you need to pay "RM10" to change your expired touch and go card.

While you tell them, "I don't want to use your service anymore", you decided to returned back the card to them, they will refund you the balance but not the deposit of RM25, i dunno why they create such a RULE. When you purchase, they said RM25 is deposit, and they are not telling us RM25 is not refundable.


You cant get back your DEPOSIT, while you still forced to pay RM10 to change your touch n go card while your card condition is still LOOK GOOD!

First of all, who is the one set called "EXPIRED DATE" on that prepaid card? It is just the matter of how it programed

Second, What is the purpose of putting the "EXPIRED DATE" on that card? security? or just because wanna reward us as 10 years loyalty customer?

Thirdly, If it is as a reward to give us a brand new card which new "look" of card, then why is it we need to pay the RM10 bucks?

Touch n Go will definitely charge the toll by providing the "TOUCH and then GO" service to customer, at the same time, customer buying their card and put in the money?

No money no talk, it is not like credit card, used first and pay later. Even people providing such used first and pay later, they don't charge us of renewing the card! People give a variety of choice of standard card? mini card? gold card? platinum card?

In the end you just take the touch n go card and show to others, "You See! I got the brand new CARD on my hand".

Just like you bought a LCD, I will tell you your LCD wont work after 5 years, because inside we got a timeframe of 5 years programming trick, but we providing the best service by changing that clip for you and stick a new sticker on your LCD so that you can proudly to tell other your LCD having a brand new clip which can last another 5 more years...


There is around 3 million cardholders, first time of RM25 deposit, they already collected 75millions, now every 10 years, they will getting another 30millions! The money we prepaid into their account, they can use the money to do their investment......

They are the monopoly player, do we reserve a right and say NO? Is this fair?